Brooklyn Homeowners Insurance

If you own a single-family home, an apartment, or a co-op, then you should have a homeowners insurance policy. While we tend to think of a ‘house’ needing a homeowners policy, you need a homeowners insurance policy, regardless of where your home is located.

Getting Homeowners Insurance in Brooklyn Is Easy With Lincoln Brokerage

When it comes to protecting your biggest asset — your home — it’s a relief knowing the company that helped you with the insurance coverage is located right in your neighborhood. Lincoln Brokerage is located in Bay Ridge and has been in Brooklyn for over 100 years.

The insurance brokers helping you with your insurance policy grew up and/or live in the Bay Ridge area. We take a lot of pride in being a local small business.

Our team is here to walk you through your different homeowners' insurance options and help you choose the best one for you. When you’re ready to buy your home, you’ll fully understand what is protected with your insurance coverage.

How Do You Choose the Right Homeowners Insurance Policy To Meet Your Needs?

If you are looking for property insurance, there are several factors you need to consider as you take a look at your choices. Some of the most important factors you need to consider when you look for home insurance include:

  • Liability Limit: You need to make sure the home insurance policy has a large enough limit to cover the entire cost of your home.
  • Living Expenses: You should also consider potential living expenses that you might need to cover. For example, if you are out of your home for an extended amount of time, will your insurance policy cover any hotel or apartment stays?
  • Additional Riders: There is a chance that you might need additional riders for your property insurance policy as well. For example, you might need insurance that will protect your home in the event of an earthquake, or you might need an insurance policy that will protect your home against a flood.

Because there are so many factors to consider, you need to reach out to an expert who can help you find the right home insurance policy for your needs.

Did you know?

What Can Be Covered With Homeowners Insurance?

Understanding Your Coverage Options:

There are a lot of things that we take into consideration when planning a customized insurance policy for your Brooklyn residence. From the Cost of Structure to the neighborhood you live in, we analyze every detail of your unique situation and assess possible gaps to better connect you with a policy and homeowners insurance provider that can meet your needs. We can also help you find landlord insurance in Brooklyn, NY if you own one or more rental properties. Reach out to us for a home insurance quote for your rental.

You can’t get through a day without hearing or seeing an ad for an insurance company. They talk about saving you time and throwing out a theoretical savings percentage. The messages are the same all over the country, and they each claim the same thing — well, how can that be possible that they can all save you time and money when clearing one would be less than the other?

You need an insurance professional that understands your coverage needs and can discuss options with you. We may be able to present you with quotes from multiple carriers but can then discuss the pros and cons of each carrier. We have had experience dealing with our insurance companies on billing, claims, and coverage reviews. We can share our first-hand accounts with you so you can make the best coverage decision. Whether you need homeowner insurance in Brooklyn or any other type of coverage for your home, we can help.

Want to make sure your home is properly protected? Speak with one of our insurance advisors about your homeowner insurance.

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Frequently Asked Questions

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